Our Story
Forged in adversity, Pooled Financing was created to be a lifeline for small business. We believe financial decisions belong to the people.
FAQ
How long does it take to receive funding?
It depends on your business. You put in a funding request, we’ll establish a contract then it’s up to people to decide how much they want to fund.
Will applying affect my credit?
Applying for a Pooled loan will not affect your credit score. We request what’s called a ‘soft pull’ on your credit score, which does not affect your score.
Can I apply if I have a low or poor credit score?
Absolutely. Focused offers programs from bankable clients to borrowers that are new-to-credit, or are non-prime due to any reason. Our partners take holistic approaches and some do not review credit reports at all.
Do you work with startup businesses?
Yes, startups are limited to equipment financing and our cash-out program. Once you have been in business for 3 months, we can provide additional financing programs for your business.